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Classic car owners enjoy driving, showing, and discussing their vehicles with others. For many, part of the pride and bragging rights comes from knowing they restored and now maintain their car.
Their care and craftsmanship brought the car back to its glory days, so they seek classic car insurance policies that allow owners to self-repair their vehicles if they are in an accident. Contact the Collum Insurance Group LLC team for assistance if you need a classic car or other insurance and live in or near Richardson, TX.
Approved Repair Practices for Classic Car Insurance
Classic cars and everyday drivers are not the same, and neither are their owners, so their owners have different needs when they are involved in accidents.
While insurance companies encourage the use of preferred repair providers for everyday vehicles, they are more flexible with classic cars. Depending on the specific policy, insurance companies often allow classic car owners to take their vehicle to a specialist shop that is several times more expensive than a mainstream shop for a comparable repair. They are more forgiving about the cost of authentic replacement parts.
Some, but not all, classic car insurers allow owners to locate the needed parts and repair the car themselves. If you want the ability to repair your vehicle, speak to your agent about your interest so they can search for a provider that meets your needs, understanding that your rates may reflect this flexibility.
Working with Collum Insurance Group LLC
The Collum Insurance Group LLC team wants to provide classic car insurance that best fits your needs. If you live in the Richardson, TX, area, call us today at (972) 387-1863 or stop by so we can address your classic car insurance needs.