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Floods usually strike without warning. Even in areas where they are rare, they can still happen. If you reside in Richardson, TX, you should consider getting flood insurance from Collum Insurance Group LLC. Why? Standard homeowner’s insurance doesn’t cover flood damage. That’s why flood insurance is essential for your home.
Flood insurance can save you from incurring the hefty costs of repairing and rebuilding your home after a flood. But here are some tools you can use to protect your home from floods before they happen.
Flood Sensors
Installing a flood detection system will ensure you’re alerted about even the tiniest of leaks in your home. Detecting these small leaks early can help you stop them before they cause substantial damage, saving you lots of money.
Battery-Powered Sump Pumps
A sump pump is a useful device that can pump and drive water away from your home in the event of a flood. Sump pumps are typically incorporated into the home’s electrical system. However, you’ll ideally want to get a battery-powered sump pump. So that if the power goes out during a flood, the pump will continue to function until the power returns.
Flood Resistant Doors
Doors are usually the most common entry point for floodwater. Therefore, investing in a flood-resistant door can prove to be an excellent first line of defense against floods. Alternatively, you can line the base of your door with duct tape to prevent floodwater from getting into your home. While installing flood-resistant doors is a more effective way to prevent floodwater from getting into your home, lining your doors with duct tape is far less costly.
Purchasing Flood Insurance
If you’ve done the things listed above, flood water is less likely to enter your home. But, it’s still advisable for you to get flood insurance. If you’re interested in taking out a policy, and you live in Richardson, TX, contact Collum Insurance Group LLC or visit our website to learn more about flood insurance.