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Riding a motorcycle delivers the exhilaration of the open road but also comes with serious risks. Theft, vandalism, physical injury, and liability issues can lead to financial devastation without the proper coverage. Motorcycle insurance helps protect motorcyclists from these risks and can provide peace of mind. At Collum Insurance Group LLC in Richardson, TX, we are proud to offer comprehensive motorcycle coverage to help keep your investment safe both on and off the road.
Legal Risks
Riding without motorcycle insurance jeopardizes your financial stability and exposes you to significant legal risks. In Texas, all riders must have at least liability insurance to protect against bodily injury and property damage they cause in an accident.
Financial Risks
The financial implications of riding without insurance may include exorbitant out-of-pocket expenses if you are found at fault in an accident. You may be liable for medical bills, vehicle repairs, and property damage.
Health Risks
Motorcycle accidents can result in serious injuries and high medical expenses. Without insurance, you could be responsible for any medical bills incurred. If the accident leaves you permanently disabled or with long-term health complications, the ongoing medical costs could be financially crippling without insurance.
Personal Risks
Riding without coverage also poses certain personal risks. Your personal assets could be at risk if you are found liable for damages in an accident and are unable to pay. This includes your savings, property, and future earnings.
Get the Coverage You Need to Stay Protected
Motorcycle insurance can help you avoid the multitude of risks that come with riding and storing your bike. At Collum Insurance Group LLC in Richardson, TX, we offer complete coverage to protect you while riding. Call 972-387-1863 to speak to an agent today.